Yes, it is possible to sue if a cheque bounces under Sec138-A of the NI (Negotiable Instrument) Act, 1881. A single case will be enough. A notice should be issued to the drawer within 30 days from the date on which the bank informs about the result that the cheque has been desecrated owing to paucity of funds. If the drawer doesn't disburse back within 15 days, a complaint should be filed in the Criminal Court within 30days.
Many of us face the issues of cheque bounce but it gets en-cashed within a certain period but there are several cases of cheque bounce but they never get en-cashed. In such type of cases, people can sue the other party who issued the cheque under the Negotiable Instrument Act and can get the refund of the loss the part faces.
Definitely, you have the right to sue for cheque bounce as you have the right over that money. No one can stop you from getting your money and you can sue for cheque bounce. The Negotiable instrument act provides you with the right to sue for cheque bounce and it is a criminal offence which is punishable under the provisions of law. Punishment prescribed for such an offence is fine which may extend to twice the amount of the cheque or imprisonment for a term which may be extended to two years or both.
