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Kunal

Kunal
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Kunal is an ex-banker with a (largely self-proclaimed) flair for writing. He is an associate member of the Institute of Chartered Accountants of India and an MBA from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai.

10 Tips for Investment in Property

Investment in Property
Property, or real estate, is usually bought for the purpose of living in it (residential houses / flats), or using it to generate an income (agricultural or commercial plots and premises). However, of late there has been a strong trend towards buying property from an investment perspective. In such a case, the intent is to sell the property after...

Can You Trust Online Reviews?

reviews
It’s a common saying that one should not trust everything one reads on the internet. This is just as true about reviews of products / books / restaurants and hotels as it is about anything else. At worst, they are outright false, at best, they are written by reviewers who have no business reviewing the products they write about. Why...

7 Ways to save more and spend less on impulse purchases

Save Money
The dictionary defines ‘Impulse’ as a sudden, strong and unreflective urge or desire to act. An impulse purchase, then, is a sudden and un-planned purchase, and like most things done ‘on an impulse’, it is something we often regret later. Indeed, impulse purchases not only clutter our houses, but they can even wreck the household budgets, so we should...

How to Cash in your government savings instruments — PPF and KVP

SavingSchemes
A prudent investor always diversifies his portfolio into a variety of asset classes. And while equities and mutual funds are the most prominent and, one might even say, glamorous of these, government savings instruments are just as important. The most important of these is, as we have often mentioned in these pages, the Public Provident Fund, or PPF. This is...

How Men and Women Think Differently about Money

money
When it comes to dealing with money, there ought to be no difference in how it works for men and for women. After all, money itself is gender-neutral. But in fact, men and women tend to think about and treat money quite differently, and while we realize that there will always be exceptions to the rule, there are a...

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