Kunal

As recently as 2013, the interest rates on Bank FD’s were as high as 9% per annum for a 5-year term. Since then, as the fiscal deficit has reduced, there have been rate cuts across the board from the RBI, and Banks have correspondingly reduced the interest rates on their FD products to the point where some are offering...

Owning your own house is a wonderful feeling. To have a home you call your own, which you have paid for and where you expect to lay down the roots of your family is a part of the great Indian dream. However, there are many hidden costs that first-time homeowners do not expect and hence find themselves unable to...

In the mid-90’s, Richard Williams was something of a joke in tennis circles. This was not because he had pulled his obviously-talented daughters, Venus and Serena, out of the Shreveport Tennis Academy to coach them himself. A lot of tennis parents did that. Nor was it so much because he was a black man trying to make champions out...

When I did my MBA, just over a decade ago, the tuition cost of doing it, from what was considered one of India’s best business schools, was under Rs 3 lakhs. Adding living expenses and the cost of textbooks and other things, it was still possible to complete one’s education in under Rs 6 lakhs, even less if you...

In today’s world, we are all consumers. Consumers of goods, consumers of services, consumers of entertainment and consumers of news, and all of these, in some form or other other, do require us to spend our money. So it is in our own interests to be smarter consumers, making more efficient use of our time and money so as to...