Kunal
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Kunal is an ex-banker with a (largely self-proclaimed) flair for writing. He is an associate member of the Institute of Chartered Accountants of India and an MBA from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai.
What should you look for when choosing a Bank?
Opening a bank account with a bank is really like starting a relationship – easy enough to get into, not always pleasant, and difficult to end. So it makes sense to take a step back and think before deciding which Bank you want to have an account with.
So how do you decide which bank is best for you? As...
How to save tax and grow wealth at the same time
As the new financial year kicks into its second month, it’s time to look at your tax-saving options (because really, that’s always better than remembering about it only when your office sends off an e-mail saying they want investment details). Section 80C of the Income-tax Act allows you to save upto Rs 1,50,000 in a year by investing it...
5 Health Tips for people working from home
Working from home sounds like an easy gig. You get to choose your hours, you work as much as you want to, and of course, you can work in your pyjamas if that’s what floats your boat. But the fact is that those who work from home have to face their own set of challenges, including but not limited...
A beginner’s guide to investing in Debt Mutual Funds
We have spoken at length in these pages about the benefits of investing in Mutual funds, as well as about the different types of Funds available in the market. Today, let us look a little more in-depth at a specific type of investment within this category, viz. the Debt Mutual Funds. From an investment perspective, these should be attractive...
Best Alternatives to Fixed Deposits
Indians love Fixed Deposits. The bulk of our savings lie in this form, i.e. long-term deposits placed with banks. The perception of safety that comes from having money lying with a Bank and an assured rate of return together made FD’s a very attractive option for investors, especially senior citizens.
But over a period of time, bank FD returns have...