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Kunal

Kunal
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Kunal is an ex-banker with a (largely self-proclaimed) flair for writing. He is an associate member of the Institute of Chartered Accountants of India and an MBA from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai.

4 Most Important reasons Entrepreneurs need to make a Financial Plan

financial-planning-india
India is going through what appears to be a golden age of entrepreneurship. Scarcely a week goes by without reading about a start-up who has got huge funding, or finding out that a colleague or friend is starting his own venture. If nothing else, many of those who leave steady jobs are doing so to join start-ups. But there is...

Swachh Bharat Cess and its impact on consumers

swacchbharat
Unless you have been living under a rock for the past year, you are aware of the Government’s ambitious Swachh Bharat Abhiyaan, a campaign launched by Prime Minster Narendra Modi on the 145th birth anniversary of Mahatma Gandhi, viz. October 2, 2014. The endeavour was to achieve ‘Clean India’ by 2019. Image Source The specific objectives defined by the campaign are...

6 things you should know before publishing your first book

book
There is nothing quite like the debut novel for an author. It feels like the culmination of all your life upto that point, the result of, to paraphrase Curchill, blood, toil, sweat and tears. But now that your completed manuscript is nestling nicely on a corner of your hard drive, what next? Publication, of course. Get that novel (or short-story...

6 Reasons you are not ready to self-publish your book

self-publish-book-india
If you are one of the many people who have a half-finished manuscript lying on your computer desktop, or a completed one that you have not yet shared with anyone or if you even think of yourself as someone who wishes to ‘write’, you have probably thought about how you intend to publish your work. Publishing is the act of...

Credit Cards – convenience or trap?

Credit-cards
We have spoken at length on these pages about the importance of avoiding credit card debt. Today, let us delve a little deeper into the subject and try to understand what a credit card is, why thoughtless use of it can be dangerous, and why the word ‘trap’ is used in the headline of this article. First of all, let...

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