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Kunal

Kunal
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Kunal is an ex-banker with a (largely self-proclaimed) flair for writing. He is an associate member of the Institute of Chartered Accountants of India and an MBA from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai.

How important is critical illness Insurance cover?

crictical-illness-insurance-cover
We have spoken at length in articles here about the importance of being adequately covered by both life and medical insurance. If you have been around looking for a policy, you would have encountered something else as well – a ‘Critical Illness Cover’, being sold as an add-on to either of these policies. Image Courtesy : Linkedin First of all, what...

6 ways your smartphone can save you money

smartphone-india
Of course you have a smartphone. The odds are, you are reading this article on a smartphone. You have, in the last half-an-hour, used your smartphone to check the time, read your emails, laughed at a joke someone has sent on WhatsApp and checked how many ‘likes’ your last selfie got on Facebook. Or you may not have done any...

Importance of Diversification in Investments and Life

Investment-india
You have definitely heard the saying ‘Do not put all your eggs in one basket’ at some point in your life. Whether you eat eggs or not, this might be just about the most important proverb you will ever hear. The underlying logic is sound, inasmuch as it concerns eggs – fewer will break if you do not overload...

5 Money Lessons I learned from my parents

money-lesson-parents
They say learning is a process that never ends, but our habits are formed in our childhood and youth, the imprints of which we carry with us to our graves. Reading, writing and arithmetic are skills we pick up in schools, but the management of money isn’t something teachers cover alongside fractions and the history of India’s freedom struggle....

Are IIT students selfish ?

IIT
In a recent interview with the IIT-Bombay Broadcasting Channel (one of the student associations which runs a social media platform) the former Supreme Court Judge of India, Markandey Katju, made a statement that elicited quite a reaction on social media. The Question asked and the answer given, is reproduced below: Q: Students at IITs were often accused of, you know, using...

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