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Kunal

Kunal
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Kunal is an ex-banker with a (largely self-proclaimed) flair for writing. He is an associate member of the Institute of Chartered Accountants of India and an MBA from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai.

8 things you need to know before taking a Home Loan

home-loans-India
Buying a house of his or her own is a dream of every young Indian. Even Bollywood stars feel the need to announce their financial independence by acquiring a home in Mumbai. (To be fair, they need to more than most; no one rents to an actor / actress in Mumbai’s better areas). But before the wonderful feeling of having...

6 Tips to get the best deal on your car loan

Car Loans
So you’ve decided to buy a car? Welcome to a lifetime of complaining about the price of fuel, how everyone on the roads is a terrible driver (except yourself) and why traffic cops are the lowest form of human life. Before you reach that stage though, you will have to negotiate the maze known as ‘getting a car loan’. Image Source Here...

5 Smart Financial Tips for Young Couples

financial tips for couples married engaged India
Marriages, it is said, are made in Heaven. Whether this idealistic proverb is true or not, it is definitely true that married life has to be lived out on Earth. Which means, the mundane, worldly matters like money have to become a part of the marriage. The dreaded ogre of Financial Management must be stared down and slayed, no matter...

Credit Card vs Personal Loan – What to choose?

Personal Loans versus Credit Cards
In an ideal world, we would all have enough cash to pay for all our needs. Since the world is not ideal, however, we more often end up needing to spend more than what we have. That is what the entire banking system is built on, of course – Credit, Interest and the need for money that drives the...

7 steps to plan your wedding budget

Indian Wedding Plan
Once upon a time, a boy met a girl and they fell in love and decided to get married. That was when they found out that love did not pay for weddings, any more than exposure pays a writer’s electricity bills. Image source Some day, we all will face this situation. Unless one is born to excessively rich parents, it makes...

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