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Kunal

Kunal
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Kunal is an ex-banker with a (largely self-proclaimed) flair for writing. He is an associate member of the Institute of Chartered Accountants of India and an MBA from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai.

Five DO’s and DON’Ts of year-end Tax Planning

tax-planning
from pillar to post trying to figure out how much we can save from our annual tax. Let us look some do’s and don’t’s that will stand you in good stead as you try and make the best out of your finances for the year. Image source DO Buy a Life Insurance Policy, if you have not done so already. Premiums paid...

Internet in India – Free of charge or free of control?

India Internet
India loves a good debate. Towards the end of 2015, this debate centred around Facebook’s “Free Basics”, a facility through which a limited offering of the Social Network, as well as some other internet websites (selected by Facebook) would be made available free of cost. The debate became a conversation about the nature of the internet itself. Whether it should...

Tax-free Bonds – are they for you?

taxfreebonds
The biggest mover in the markets in March are likely to not be the usual Banking or bluechip stocks, but a relatively less glamorous part of the market – Bonds. Both NABARD (National Bank for Agriculture and Rural Development) and IRFC (Indian Railway Finance Corporation) are coming out with an issue of tax-free Bonds during March 2016 to meet their...

Sovereign Gold Bond Scheme – is it for you?

sovereign gold bond scheme India
Gold has been a part of the Indian investor’s portfolio since before we had portfolio’s to invest in. Even today, many communities prefer to park their money in gold, and gold only. The wealth of the family is stored in the form of jewellery, and the amount of gold ornaments displayed on the neck and arms of the women...

Tax on EPF – should you be worried?

EPF TAX
The reading of the Union Budget is an annual ritual that has acquired a near-mythical status among educated Indians. Though we have moved away from the ‘Command-and-control’ economy of the pre-liberalisation era, the Union Budget is still the primary policy document of the Government. But apart from broader economic policies, what the common man looks to the Budget for is...

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